Senior researcher Healthcare System and Governance
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Dutch health insurance reform: the new role of collectives.
Groenewegen, P.P., Jong, J.D. de. Dutch health insurance reform: the new role of collectives. Eurohealth: 2007, 13(2), p. 10-13.
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In the new Dutch health insurance system individuals have the option of joining a collective insurance contract. Insurers are allowed to offer premium reductions of up to 10% to members of collectives, based on the number of insurees. Collectives might exert more influence on insurers than individuals because of the threat of moving large numbers of the insureed from one insurer to another. Collectives have become an important feature in the new health insurance system as two-thirds of the Dutch population aged eightteen and over are now insured as parts of a collective. Most collectives are employment based and specifically put more emphasis on premium levels than on service or qualtiy of care compared to other collectives, such as patient organisations. (aut. ref.)
In the new Dutch health insurance system individuals have the option of joining a collective insurance contract. Insurers are allowed to offer premium reductions of up to 10% to members of collectives, based on the number of insurees. Collectives might exert more influence on insurers than individuals because of the threat of moving large numbers of the insureed from one insurer to another. Collectives have become an important feature in the new health insurance system as two-thirds of the Dutch population aged eightteen and over are now insured as parts of a collective. Most collectives are employment based and specifically put more emphasis on premium levels than on service or qualtiy of care compared to other collectives, such as patient organisations. (aut. ref.)
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